Whether you are entering the buy to let mortgage market for the first time or already have experience in property investment, we can provide you with the most suitable rates.

At First4Mortgages we can help you with remortgaging your existing residential or Buy to let property to raise additional capital or save you money on your existing payments.

Therefore, if you are looking to make your first purchase it is worth noting that lenders will generally require 15% to 25% deposit. Furthermore, the new loan amount should be supported by the expected rental income for the property, typically representing 125% of the monthly mortgage interest payment.

Speak to one of our consultants for more information.

Who We are

We are the mortgage broker Essex agency that people trust. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Market conditions and mortgage programs change frequently. Therefore, you need to make sure you’re dealing with top professionals who are able to give you quick and accurate financial advice. Moreover, as experienced advisors we have the knowledge and expertise you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is our ultimate goal. Additionally, we are committed to providing our customers with mortgage services that exceed their expectations, proved by the several positive reviews we have. Using the latest technology and our extensive market knowledge we search the entire mortgage market to find the most suitable deal for you.

First4Mortgages pride ourselves with offering you friendly and uncomplicated advice regarding your mortgage that you can trust.

Most noteworthy, we are using the latest technology and our extensive market knowledge we search the  mortgage market, thus we find the most suitable deal for you.

Based in Essex we cover all areas including….. Canvey Island, Southend-on-Sea, Leigh-on-Sea, Hockley, Basildon and Rayleigh. Furthermore, our team has over 50 years collective experience in helping customers like you with their mortgage, insurance and financial needs.

We can meet you at our office in Southend on Sea or if you prefer we can visit you in your home at a time that suits you. Alternatively, you can complete your entire application over the phone or via email if this is more convenient for you.

You can always get to know our team here.

The Financial Conduct Authority do not regulate buy to let mortgages.