The value of investments and pensions and the income they produce can fall as well as rise. You may get back less than you invested.  The Financial Conduct Authority do not regulate Inheritance Tax planning.

Whether you are saving for a specific goal, or just want the savings you already have to work harder for you, we can advise you on what to do.

At First4Mortgages we firmly believe it is paramount that you receive the right advice to meet your needs and objectives throughout your busy life.  We strive to ensure our clients are confident their money is in safe hands.

We can use a wide range of savings and investment vehicles and offer you advice in many areas including:

• ISAs
• Stocks and Shares ISAs
• Unit Trusts
• OEIC
• Investment Bonds
• Inheritance tax planning
• Pension and retirement planning

For Isa’s Investors do not pay any personal tax on income or gains, but ISAs may pay unrecoverable tax on income from stocks and shares received by the ISA managers.
Tax treatment varies according to individual circumstances and is subject to change.
Stocks and Shares ISAs invest in Corporate bonds; stocks and shares and other assets that fluctuate in value.