5.0
 
5.0
 
Top Rated Service 
 
 
 Verified by Trustindex  
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 Posted on Google  
 
  
 
 
 Coby 
 
26 July 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
We were recommended Toni from a family member, and we can't stress enough how fantastic of a recommendation it was! Within 3 hours of initially messaging him, he already had a mortgage in principle written up and sent over to us. He checked in on our house buying process until we found our perfect home and made the whole process so much less stressful. We told toni we have no idea what we are doing when it comes to buying a home and he explained every step of the way, made recommendations and advised us for the whole journey even though he didn't need to. Even when his job was done, he still checked up on how things were going to make sure we didn't have any questions, and answered everything we didnt know. We couldn't fault a single thing with toni- his communication was fast and clear, his manner was friendly and approachable and you know exactly what to expect throughout the whole process. We would shout his recommendation from the rooftops and will not even remotely hesitate if we decide to move home in the future. Thank you yet again for everything youve done for us toni, we are very grateful!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Betty Young 
 
18 July 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
We just completed the purchase on our first flat with Toni and we could not be more grateful! Toni went above and beyond throughout the entire process; was so patient in explaining each step since the process was entirely new to us, secured us an amazing rate that we’re really comfortable in paying an then continued to check in at every stage. I will 100% be recommending him to anybody looking for a broker. Thanks so much Toni, we couldn’t have done it without you !!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Shez A 
 
25 June 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
I can't recommend First4Mortgages enough. Toni has been absolutely outstanding throughout my entire mortgage journey.  From the very beginning Toni has gone above and beyond to ensure everything was clear, manageable and stress free. The expertise, patience and dedication has made so much difference. I have been kept informed and updated every step of the way. All of my questions have been answered and Toni has worked tirelessly to find the best possible deal for my situation. Even when challenges arose, Toni was professional and reassuring and kept things moving forward. Thanks to commitment and hard work, I have just successfully secured my mortgage and I genuinely feel that I couldn't have done it without the support. The level of service is exceptional and it's clear that Toni really cares about the people he works with as this really is a life changing  step for me. If your looking for a mortgage advisor who is knowledgeable, responsive and goes the extra money then I highly recommend First4Mortgages and Toni.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Lauren Morrissey 
 
2 December 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
We cannot thank Sophie enough for all her help, patience and knowledge when we were purchasing and then remortgaging our new house! Sophie made what was a very stressful process, very simple and easy to get through. Very knowledgeable and got everything done super fast. Thank you so much for everything!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Debs Cordingley 
 
28 October 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
I cannot thank Sophie of First4Mortgages for her calmness and professionalism during my contentious house move. She was amazing and available at any time to support me with phone calls to the chain to move things along.  It’s great to know that I can use Sophie with all of my mortgage needs for the future. 100 percent recommended.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Joel Hughes 
 
28 October 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
Amazing service from Toni! Toni  was absolutely brilliant from start to finish. He made the whole mortgage process so much easier to understand and was always there to answer any questions I had. Nothing was ever too much trouble, and he really went the extra mile to make sure I got the best deal possible. Super friendly, professional, and just genuinely great to work with. I’d 100% recommend Toni to anyone looking for a mortgage advisor!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Matt Simmons 
 
24 October 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
My wife and I used Toni at First4Mortgages 5 years ago on our first property and are now using Toni again for our next property. Toni is always there to help and guide with clear information. I couldn’t not recommend him enough to anyone who is looking for a Mortage broker. He is star and I would 100% recommend
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Samantha Gedny 
 
22 October 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
I can’t say enough good things about working with Sophie on my mortgage process. From start to finish, she was knowledgeable, patient, and incredibly supportive. What could have been a stressful experience turned into something smooth and manageable, thanks to her expertise. Sophie walked me through every step, answered all my questions (no matter how small), and made sure I fully understood each part of the process. Her attention to detail and commitment to getting everything right truly set her apart. Most of all, I appreciated how much she genuinely cared about helping me through one of the most stressful moments in anyone’s life. It wasn’t just about closing a deal—it was about doing what was right for me. I’d wholeheartedly recommend Sophie to anyone looking for a mortgage professional who truly knows her stuff and treats you like more than just a client. Thank you again, Sophie!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Jack Spinks 
 
21 October 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
We used First4Mortgages when we needed to remortgage. Sophie was excellent and guided us through the entire process, making everything completely stress free. Cannot recommend her services highly enough!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Samuel Handley 
 
21 October 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
Sophie was very helpful and was able to sort my mortgage completely stress free, would highly recommend.
  
 
 
 
 
 
 
 
 
 

 
 
 
 
  
 
68 reviews
 
68 reviews
 
 Write a review 
 
 
 
 
 
 
 
 
 
 
 
 
 
 Posted on Facebook  
 
  
 
 
 Coby Butler 
 
26 July 2026
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook. 
We were recommended Toni from a family member, and we can't stress enough how fantastic of a recommendation it was! Within 3 hours of initially messaging him, he already had a mortgage in principle written up and sent over to us. He checked in on our house buying process until we found our perfect home and made the whole process so much less stressful. We told toni we have no idea what we are doing when it comes to buying a home and he explained every step of the way, made recommendations and advised us for the whole journey even though he didn't need to. Even when his job was done, he still checked up on how things were going to make sure we didn't have any questions, and answered everything we didnt know. We couldn't fault a single thing with toni- his communication was fast and clear, his manner was friendly and approachable and you know exactly what to expect throughout the whole process. We would shout his recommendation from the rooftops and will not even remotely hesitate if we decide to move home in the future. Thank you yet again for everything youve done for us toni, we are very grateful!
  
 
 
 
 
 
 Posted on Facebook  
 
  
 
 
 Beth Young 
 
18 July 2026
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook. 
We just completed the purchase on our first flat with Toni and we could not be more grateful! Toni went above and beyond throughout the entire process; was so patient in explaining each step since the process was entirely new to us, secured us an amazing rate that we’re really comfortable in paying an then continued to check in at every stage. I will 100% be recommending him to anybody looking for a broker. Thanks so much Toni, we couldn’t have done it without you !!
  
 
 
 
 
 
 Posted on Facebook  
 
  
 
 
 Shereen Shams 
 
25 June 2026
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook. 
I can't recommend First4Mortgages enough. Toni has been absolutely outstanding throughout my entire mortgage journey.  From the very beginning Toni has gone above and beyond to ensure everything was clear, manageable and stress free. The expertise, patience and dedication has made so much difference. I have been kept informed and updated every step of the way. All of my questions have been answered and Toni has worked tirelessly to find the best possible deal for my situation. Even when challenges arose, Toni was professional and reassuring and kept things moving forward. Thanks to commitment and hard work, I have just successfully secured my mortgage and I genuinely feel that I couldn't have done it without the support. The level of service is exceptional and it's clear that Toni really cares about the people he works with as this really is a life changing  step for me. If your looking for a mortgage advisor who is knowledgeable, responsive and goes the extra money then I highly recommend First4Mortgages and Toni.
  
 
 
 
 
 
 Posted on Facebook  
 
  
 
 
 Joel Hughes 
 
28 October 2025
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook. 
Amazing service from Toni! Toni was absolutely brilliant from start to finish. He made the whole mortgage process so much easier to understand and was always there to answer any questions I had. Nothing was ever too much trouble, and he really went the extra mile to make sure I got the best deal possible. Super friendly, professional, and just genuinely great to work with. I’d 100% recommend Toni to anyone looking for a mortgage advisor!
  
 
 
 
 
 
 Posted on Facebook  
 
  
 
 
 Victoria Alexandra 
 
21 September 2025
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook. 
Highly recommend Nikki, she always gives me great advice and support. Thank you!
  
 
 
 
 
 
 Posted on Facebook  
 
  
 
 
 Wayne Bourne 
 
18 September 2025
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook. 
I cannot speak highly enough of Toni after using his services twice in the last five years. From his wide, insightful knowledge of the industry and professionalism to the swiftness in dealing with any enquiry you may have he really is second to none. His due diligence leaves no stone unturned, and that in itself, is immensely comforting and reassuring when dealing with what will most probably be the biggest loan you’ll ever have in your life! I would highly recommend speaking to Toni if you are looking at any mortgage products or even if you just need some advice. Thank you Toni for all you’ve done and the great service you provide. 10/10
  
 
 
 
 
 
 Posted on Facebook  
 
  
 
 
 Mike Sexton 
 
17 September 2025
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook. 
Highly recommend using First4Mortgages. As a first time buyer it was difficult finding a mortgage advisor we could trust. Toni was our main point of contact, was extremely transparent, very knowledgeable and helped us secure a great rate on our first property. Would certainly use First4Mortgages again if/when we are back on the property market
  
 
 
 
 
 
 Posted on Facebook  
 
  
 
 
 Lisa Barker 
 
9 July 2025
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook. 
⭐️⭐️⭐️⭐️⭐️ I don’t think there are the right words to thank Toni enough for the efforts he has gone too to get us the mortgage we needed. Being self employed and my husband being a contractor made things a little more trickier than normal.  Toni went above and beyond to get us what we needed to purchase our dream home. This guy knows his mortgages and who’s the best lender for your situation. Having been knocked back with another broker for the mortgage we were devastated. And prepared to pull from our sale of purchase. But after speaking with Toni he gave us hope and secured a deal with a high street lender (with allot of work on his part might I add) We would recommend him to anyone going forward. We were recommended him from a friend and now I know why, she spoke so highly of him. Thank you again so much for getting us our mortgage for our forever home. We are forever grateful, and look forward to years of advise going forward with you Toni
  
 
 
 
 
 
 Posted on Facebook  
 
  
 
 
 Nat GW 
 
2 July 2025
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook. 
Hands down 10/10! We just remortgaged via Nikki at First4Mortgages and without doubt we would fully recommend her again. From our first meeting about our mortgage through to completion, everything has been simple, quick and straightforward. Nikki took the time to listen to what we wanted and make sure we understood the various options available, resulting in my husband and I coming away feeling confident about our decisions, rather than just going along with advice. The process was smooth, and even when the interest rate dropped, Nikki was straight on it making sure we still had the best deal before we committed. We couldn’t be happier and as we completed yesterday, knowing it was all sorted with little fuss. It really put our mind at ease knowing Nikki had tracked the progress all the way through and was there if we had any questions. It’s not something you do every day and you want to make sure you make the right choice to benefit you in the long run as well as to help you achieve your short term goals. Again, 10/10 service, thank you so much for everything Nikki!
  
 
 
 
 
 
 Posted on Facebook  
 
  
 
 
 Daisy Pamela Lozowski 
 
15 April 2025
 
 
 recommendsTrustindex verifies that the original source of the review is Facebook. 
We have had the pleasure of working with Nikki for many years now and have put many of our friends and family onto her also. Nikki has supported us through every stage of our property journey – from our very first mortgage, to remortgaging, porting our mortgage, securing an advance, and navigating the more complex options available for my self-employed partner. Each time, Nikki has been incredibly thorough, proactive, and has made the entire process feel smooth and stress-free. She takes care of all the details, explains everything clearly, and always finds the best possible solutions for our needs, whilst explaining all other options also. We truly trust her advice and wouldn’t go to anyone else. Highly recommend!