Life Cover

We believe it is important to consider what may happen in the future and to give your family financial security if you were to die.

At First4Mortgages our advisors will calculate the amount of cover that your family would need in the event of death. Therefore, they can continue to enjoy the standard of living that you had worked hard to put in place.

In case you have existing policies that you have not reviewed in some time. Whether, have yet to arrange any cover for you and your family. We will be happy to look at this area with you and provide advice to meet your individual circumstances. Most of all, we are taking into account your available budget.

Critical Illness Cover

Whereas life insurance only pays out on the death of the policyholder, critical illness cover will pay a benefit should the policyholder be diagnosed with a serious illness or become permanently and totally disabled.

Critical illness cover is suitable for anyone who would experience financial difficulties were this to happen to them.  Even without dependants, it is important to consider the possibility to cope without the money to pay for such things. Such as specialist medical equipment or adaptations to your home to help you.

There can be huge differences in the types, definitions and costs of cover provided by companies for this type of insurance. Therefore, it is extremely important that you review the different types of cover to ensure it is applicable to your individual circumstances. Contact us on 01702 340500 to discuss your options.

Our protection advisors will discuss with you and calculate the type and amount of cover you and your family may need.